Spending

There’s nothing standard about a standard variable mortgage rate…

If it’s a prize then it’s a consolation prize. Use the money wisely.

Nobody said raising kids was easy. Especially not the government…

It’s a balancing act…

Some wobbly retirement stories as told through the numbers.

Costa lotta latte factor

Nothing says ‘I love you’ like cutting-edge chemical engineering!

Monevator readers weigh in on this great debate…

There’s plenty of nice things money can buy, but there are also lots of things where more money makes no difference.

Remortgaging in the midst of the Mini Budget madness unnerved me, but I’m still not paying it off just yet…

Fixed mortgage rates are mostly determined by swap rates, but bank margins also enter the picture…

Disclosure: this article contains affiliate links to Plum. We may be paid a commission if you sign-up. This does not affect the price you pay. Also please note that the owner of Monevator is a shareholder in Plum. Every one of us walks around with a devil on our shoulder. A little demon prodding us [...]

Don’t get hosed

In my early 20s I was a debit card kind of guy. I’d save what I could, and frowned at the thought of borrowing money that I didn’t have on plastic, to pay for goods and services I didn’t need. I also (mistakenly) believed that applying for a credit card would be harmful to my [...]

Everything is worse when rates rise.